I know a retired bachelor who lives in Singapore and spends only $100 a month.
He has a fully paid up apartment, so no mortgage or rental to pay.
He gets free food every day, so no food costs.
He gets everything he wants for free, including clothes and entertainment.
The only things he pays for are:
I think this is the lowest you can go in Singapore. He’s still trying to hit zero.
I’m not a bachelor, and I don’t have a fully paid up home, so I’m not yet retired.
I seem to be on the low side as I am married without kids. The rest of my income goes into savings and investments, which are not personal expenses so I don’t include them here.
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